For weeks it looked like FC 26 Team of the Year might be the first big cycle where neither Lionel Messi nor Cristiano Ronaldo received a truly elite item. Then a major leak changed everything: a TOTY Honorable Mention player-pick SBC that lets you choose between a special Messi and Ronaldo card.
This leak instantly became the biggest talking point of TOTY. Not only are both cards expected to be end-game level, the rumored cost—well over 2.5 million coins—could reshape the entire FC 26 transfer market, especially for high-rated fodder and other premium attackers.
In this guide, we will break down what this SBC might look like, what it means for fodder prices, when you should open packs, how to approach other TOTY content, and how to manage your coins and club if you want a realistic chance at completing this SBC.
Based on the current leaks and community discussions, here is what the Messi vs Ronaldo TOTY Honorable Mention SBC is expected to be:
In simple terms, this is expected to be a true club-draining SBC. If you are going for it, you are probably committing a huge portion of your club’s value into a single attacker.
The exact requirements are not confirmed, but historically, SBCs in this price range look like:
The SBC will likely become more manageable if EA releases strong repeatable upgrades—for example, an 82x20 style pack or other high-volume fodder generators. If those upgrades drop alongside the Messi/Ronaldo SBC, expect a huge rush of players funneling their entire grind into this one card.
The leaked versions of Messi and Ronaldo look like upgraded, TOTY-adjacent versions of their recent promo cards—already some of the most expensive attackers in the game. While exact numbers may change, the key points are:
This version of Ronaldo will appeal to players who like running in behind, crossing, and abusing near-post and far-post finishes. He fits naturally at ST or CF in many meta formations.
Messi will be the dream card for players who build through tight spaces, rely on skill moves and quick combinations, and want a central CAM/CF who also finishes like a top striker.
If the leak is accurate and you actually have this choice, the decision will come down to:
Many analysts lean slightly toward Messi due to how overpowered Finesse+ and Tech can be on a smaller, ultra-agile player. But in truth, both cards will be good enough to carry you all the way to the end of the game’s life cycle.
A single SBC with a cost above 2.5 million coins has massive implications for the FC 26 market, especially during TOTY. Here is what you should expect if (or when) this SBC goes live:
Even before release, high-rated fodder (cards 86+ and especially 88–90) has started climbing in price due to:
If the requirements are as heavy as expected, some ratings may become extremely hard to buy at certain hours, especially 88–90 rated cards used across many squads. You may see price spikes, mini crashes after rewards, and then quick rebounds.
When a premium untradeable like this appears, demand for rival tradeable attackers can fall. Players know they are committing to Messi or Ronaldo and therefore sell off:
Expect a slow bleed or sharp dips in expensive attackers if the SBC requirements leak in full. This can create buying windows for tradable cards if you are not planning to complete the SBC yourself.
If you are strongly committed to this SBC, then yes, early club stocking of high-rated cards makes sense. Focus on:
However, overpaying massively before the SBC is confirmed can backfire. Try to buy on market dips (after lightning rounds, rewards and big pack promos) rather than fear-buying at daily peaks.
While the Messi/Ronaldo SBC drives the hype, EA has also dropped a wave of content worth understanding if you want to maximize your grind during TOTY.
The new Block Party chain Evolution is being viewed as one of the better recent defensive evolutions, although it still has some limitations:
The downside is that the restrictions still exclude some interesting lower-tier or silver icon-type items that the community would love to upgrade. Even so, if you have a favorite defender or DM within the requirements, this evo can create a very strong, club-first card.
Several live SBCs interact with your TOTY strategy and fodder planning:
For most players, it is smart to prioritize SBCs that:
The new Gabrielle Honorable Mention SBC is a good example of content that looks fine on paper but poor in value:
If you are saving fodder for the big SBC, it usually makes more sense to skip these marginal upgrades unless the player is a perfect fit for your team, club loyalty, or a favorite card type.
The current Team of the Week is largely considered fodder supply. Informs are sitting around 11–12k coins, which is relatively cheap. Prices may:
Smart players buy informs at the lower part of this cycle and hold a handful for future SBC requirements, particularly if the Messi/Ronaldo SBC inputs are inform-heavy.
Pack timing during TOTY is critical. The schedule around the full TOTY team, Honorable Mentions, and Icons determines your realistic chance of packing something huge.
On Thursday, the full TOTY squad (men and women, totaling 22 players) is in packs at once, but typically:
Thursday is attractive if you specifically want main TOTY cards. It can also be a strong day to open saved packs if you value having the full team available and expect heavy market supply from lightning rounds.
On Friday, the environment changes:
This means Friday is typically the best time to open packs if you want the widest range of special cards—TOTY, Honorable Mentions, 12th player, and more. However, your ideal timing still depends on whether you value core TOTY cards over everything else, or you are happy hitting alternative special items.
EA often adjusts pack weight quietly when the full team arrives, or when new subsets (like Honorable Mentions) join packs. Historically:
Before ripping your best packs or spending coins/points in store packs, always check the displayed percentages on store offers. They provide clues on how likely it actually is to hit a TOTY compared with previous days.
Buying TOTY cards at the right time can save you hundreds of thousands of coins. Based on prior years and current behavior, here is a general roadmap.
There are two classic windows to watch:
These dips can be temporary. As players realize how overpowered TOTY cards are—especially with three PlayStyle+ each—prices often stabilize or rise once supply slows and demand settles.
You should generally avoid buying TOTY cards:
Patience is key. Wait for supply periods, compare price history using your preferred tools, and never sink all of your coins into one card if it would leave you with no flexibility during TOTY.
Beyond Messi and Ronaldo, there is a full slate of extra content that will shape the meta and your club’s priorities.
Official stats for Raphinha and Graham Hansen as TOTY 12th player items indicate that both will be:
These cards will compete with the Messi/Ronaldo SBC in terms of hype but not necessarily in terms of accessibility, as they rely entirely on pack luck.
Leaked Honorable Mention cards have drawn criticism because:
They can still be valuable for club building and as SBC fodder, but do not expect every Honorable Mention to compete directly with core TOTY items or the Messi/Ronaldo SBC versions.
After TOTY, the next major promo on the horizon is Future Stars, including the return of Future Stars Academy style progression paths. These give you multiple versions of the same player to unlock through objectives, which is great for grinders and road-to-glory accounts.
A new season is also arriving soon, with leaks hinting at "silver icons". However, recent Evolutions often exclude these special items through their requirements, meaning they may not be as flexible for upgrading as the community would like.
The leaked Messi vs Ronaldo SBC showcases a simple reality of FC 26 Ultimate Team: if you want to play with the absolute top cards, you need either a powerful grind strategy, great trading, or a reliable way to increase your coin balance.
During TOTY, prices are volatile. Fodder spikes, meta attackers fluctuate, and many players end up short on coins right when the biggest SBCs drop. This is where planning ahead makes a huge difference. Grinding upgrade SBCs, flipping fodder around lightning rounds, and timing your pack openings all help—but they are time-consuming and require close market attention.
For players who do not have the time to trade all day but still want to keep up with the TOTY power curve, using a trusted external coin supplier has become a common strategy. When you buy FC 26 coins PS5 or for other platforms from a reputable marketplace, you can stabilize your club economy and actually enjoy new content instead of constantly being forced to sell your strongest cards just to complete one SBC.
ItemD2R.com focuses exactly on this need. They offer ea fc 26 coins with fast delivery and multiple secure payment options, helping players quickly reach the coin totals required for premium cards and SBCs. If you are trying to decide between finishing a stacked TOTY squad, investing in high-end icons, or saving for the Messi/Ronaldo SBC, having an extra coin cushion gives you far more flexibility.
Because TOTY is such a short, intense period, timing is everything. Many players choose to buy fc 26 coins ps5 or on their main platform right when the best packs, SBCs and promo teams are live. This allows them to take advantage of market dips, snipe underpriced cards, and complete expensive SBCs while the content is still fresh. As always, you should only use suppliers you trust and whose delivery methods are designed to minimize risk to your account, but when done correctly, supplementing your grind with purchased coins can be the difference between watching TOTY from the sidelines and actually playing with the biggest cards in the game.
To wrap up, here are the key actions to consider as TOTY progresses and the Messi/Ronaldo Honorable Mention SBC approaches:
Team of the Year in FC 26 is finally hitting full speed, and the leaked Messi vs Ronaldo Honorable Mention SBC might be the defining content drop of the entire promo. With smart planning, good pack timing, and careful market moves, you can put yourself in a position where choosing between these two legends is a real decision—not just something you watch other players do.