Team of the Year is ramping up in FC 26, with TOTY Defenders and TOTY Icon Team 2 now live in packs. This drop brings some of the strongest defensive cards of the cycle, plus legendary icons like Maldini and Gullit in heavily boosted versions.
At the same time, EA has pushed out a fresh batch of objectives, evolutions and upgrade SBCs. Some are excellent value for grinders, while others are clearly designed to drain your club of fodder and coins. This guide walks you through the good, the bad and the overpriced, so you can squeeze every bit of value out of this stage of TOTY.
There is just over a week left in the current FC 26 season, and by now most active players should be very close to level 40. The full season pass requires around 40,000 Season Points, but significantly more than that has already been available through daily, weekly and event objectives.
If you are still short of level 40, log in every day and scoop up:
The new TOTY Champs qualification points tied to objectives are relatively minor; they will matter mainly to players heavily invested in Weekend League style play. For most users, your focus should be on XP, packs and player rewards.
One criticism of the current objective setup is the weak rush rewards. They feel dated compared to the power level of TOTY cards and do not justify heavy time investment on their own. Treat rush as a side bonus while you complete other, more rewarding content.
One of the more interesting pieces of content right now is TOTY Live Event 3. It offers a mix of match‑based objectives and a strong group reward: an 86x3 player pack once all tasks are done.
The event uses the Survival mode match type:
This mode can feel strange at first, but it is a fun break from standard gameplay and a relatively fair grind considering the pack quality at the end. If you are trying to stock up for the full TOTY release, the 86x3 reward is a solid way to build fodder without overpaying in SBCs.
Evolutions remain a popular system in FC 26, but not every new Evo is worth your time. Recently EA added two “ultimate fullbacks” evolutions. On paper, they look like a way to modernize older side backs, but in practice they suffer from one major issue: power creep.
These evolutions would have been fantastic several months ago. By TOTY standards, however, their boosts are underwhelming:
Unless you are very attached to a specific silver or older special card, it is smarter to hold your evolution slots for more impactful releases or potential upgrades related to World Tour silver superstars. For most competitive squads, these “ultimate” fullbacks are already outdated the day they arrive.
TOTY always comes with a wave of upgrade SBCs. Right now the menu is a mix of good value and aggressive pricing designed to drain fodder. Understanding which to complete and which to skip is crucial.
The 83x10 upgrade has returned and remains one of the most reliable ways to restock club fodder. While it is not a guarantee of TOTY cards, it gives enough 83+ cards to keep your SBC cycle going:
The new 78+ player pick is quietly one of the best value SBCs currently live. It requires two gold squads but rewards you with a 1 of 5 pick from 10 total players, effectively turning your untradeable common golds into guaranteed 78+ rares.
Why it is worth doing:
Over time, this SBC can significantly improve club depth, especially if you combine it with objective rewards and Division Rivals packs.
On the other side of the spectrum, the 86x2 upgrade SBC is a clear example of price creep. It demands:
For only two 86+ players, this is extremely expensive, especially compared to the previous 85x2 upgrade that did not require informs. The cost increase far outweighs the small rating bump from 85x2 to 86x2.
Unless you are overflowing with untradeable informs you will never use, this SBC is better avoided. Save your informs for more efficient SBCs or sellable squad building if you are focused on market profit.
The new Team of the Year Icon Emilio Butragueño SBC looks tempting at first glance: great finishing, agility and strong attacking playstyles. However, the SBC itself is bloated with too many required squads and too much total rating cost.
Key concerns:
When you compare Butragueño to other high‑end strikers and icons, the value just is not there. Unless you are a hardcore fan of the player, your club resources are better invested in more flexible upgrades or saving for future meta SBCs.
Team of the Year Icon Team 2 brings some of the most desirable legends in the game into the TOTY spotlight. Here is how the main names stack up in the current meta.
Maldini is once again one of the very best center backs available:
With the right chemistry style, Maldini becomes a near‑perfect defensive anchor in any meta backline.
Gullit returns with excellent all‑round stats and upgraded playstyles. He can play almost anywhere in midfield or even as a secondary striker, but there are some caveats:
Overall, he is very good, not unbeatable. If you pack him, he is a game‑changer; buying him strictly for performance is less efficient than some other elite mids.
Alex Morgan’s TOTY Icon is one of the standout attackers of this promo:
With the right chemistry style (often something that boosts pace and shooting or pace and physical), she becomes a top‑tier meta striker that can carry your front line at all levels of play.
Yashin has received notable improvements, especially in areas like reactions, positioning and reflexes. He performs very well in game and, as more packs are opened, his price has already begun to fall.
If you are looking for a reliable top‑tier keeper and see Yashin at a discount compared to other meta options, he can be a shrewd pickup.
Carlos Alberto is another big winner of TOTY Icon Team 2. His blend of pace, tackling and playstyles makes him deadly at right back and outstanding as a center back if you adjust his positioning.
He is a premium card but justifies the price far more than many similarly rated defenders.
The TOTY Defenders squad features a mix of men’s and women’s players, with some guaranteed meta stars and some future bargains.
Endler and Donnarumma both receive large upgrades that push them into the top tier of keepers this cycle.
Either is a huge upgrade if you are still running a mid‑tier keeper from early in the game.
The central defensive spots are loaded with options.
Jules Koundé’s TOTY is one of the more controversial cards in this squad. On paper, his stats are good, but he is missing several of the crucial defensive playstyles that separate top‑tier CBs from the rest.
Because of this, many expect Koundé to become one of the cheapest TOTY cards relatively quickly. If you pack him early, he is worth trying, but do not be surprised if his transfer value drops harder than others.
The fullback group offers a few intriguing options:
Taken together, the TOTY defender squad provides multiple paths to building an elite back line, regardless of whether you focus on men’s or women’s players.
Right now, TOTY does not quite feel like it has fully started for many players. That is largely because the full TOTY team is not yet in packs all at once. Historically, the biggest market swings and best pack value come once every TOTY card is available simultaneously.
Here are some practical strategy tips:
Team of the Year is the most demanding period of the FC 26 cycle. Between expensive SBCs, premium pack offers and a rapidly moving transfer market, many players find themselves short on coins right when the best cards are available. That is where a reliable third‑party service can make a real difference to your experience.
ItemD2R.com focuses on helping FC players accelerate their club progress without spending endless hours on low‑value grinding. If you are looking to strengthen your squad during TOTY, you can purchase ea fc coins or fut 26 coins to give yourself the flexibility to:
Using services like ItemD2R allows you to focus on what actually makes FC 26 fun: playing matches, building creative teams and testing out new TOTY cards as soon as they hit packs. Rather than spending your limited gaming time trading low‑margin cards or grinding repetitive menus, you can concentrate on Division Rivals, Champs and objectives, knowing you have the resources to keep up with the meta.
For competitive players, this can be the difference between falling behind and staying on the cutting edge of the game. For casual players, it turns TOTY from a frustrating, FOMO‑driven event into an exciting opportunity to enjoy some of the best content FC 26 has to offer.
As with any external service, always follow EA’s rules and exercise good judgment. But if you decide that investing a bit into your club is worthwhile, ItemD2R’s ea fc coins and fut 26 coins options give you a straightforward path to upgrade your squad during TOTY.
Overall, with TOTY Defenders and TOTY Icon Team 2 live, this is a great moment to plan your upgrades, protect your fodder from bad SBC value, and prepare for the full TOTY release. Whether you are grinding objectives, crafting smart SBCs, or bolstering your coin balance, making informed choices now will pay off for the rest of the FC 26 cycle.