89+ Encore Icon Upgrade SBC: Cheapest Solutions & Tips

89+ Encore Icon Upgrade SBC: Cheapest Solutions & Tips

Updated: February 23,2026 | Game: FC 26
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What Is the 89+ Encore Icon Upgrade SBC?

The 89+ Encore Icon Upgrade SBC is one of the most attractive late-cycle squad building challenges in EA Sports FC / FIFA-style Ultimate Team modes. It lets you exchange high-rated squads for a guaranteed 89+ rated Icon from a broad selection of past Icon campaigns (Prime, World Cup, Trophy Titans, etc., depending on the cycle).

Because Icons are still among the most fun and nostalgic cards in the game, this SBC is extremely popular. However, it is also expensive. If you complete it without a plan, you can easily burn through your entire club and most of your coins in a few minutes.

This guide focuses on the cheapest possible way to complete the 89+ Encore Icon Upgrade SBC while maintaining strong squad depth. You will find practical fodder tips, recommended rating combinations, and smart coin-saving strategies that work whether you are a casual player or a hardcore trader.

SBC Requirements & Pack Odds Explained

Exact requirements may slightly change between cycles or promos, but the 89+ Encore Icon Upgrade SBC typically asks for:

  • 1–2 high-rated squads (for example, 88-rated and 89-rated)
  • Minimum chemistry thresholds or no chemistry, depending on the cycle
  • At least one or two Team of the Week (TOTW) or Team of the Season (TOTS) cards
  • A large number of cards rated 84–91 as fodder

Because you cannot pack low-rated Icons from this SBC (for example, 85–87), the floor is relatively high. Still, you could hit an Icon that does not fit your team or the current meta. That is why it is crucial to reduce your effective cost as much as possible.

Think of this SBC as a high-risk, high-reward lottery with nostalgia baked in. The smarter your fodder management, the better your chance of walking away with a big win instead of an empty club.

Cheapest 89+ Encore Icon Upgrade SBC Solutions

There is no single "universal" squad solution, because prices fluctuate constantly. Instead, you need a framework to build the cheapest possible squads with the cards you have. Use the patterns below and adapt them to current market prices on your platform.

1. Optimal Rating Structures for High-Rated Squads

For an 88 or 89-rated squad, the most cost-efficient approach is usually:

  • Use several 90–92 rated cards to lower the overall cost
  • Fill the rest with cheaper 84–86 rated cards
  • Avoid overpaying for many 87s if 90+ fodder is cheap from promos

Example structure for an 89-rated squad:

  • 3–4 cards rated 90–92 (promo or gold high-rateds)
  • 4–5 cards rated 87–88
  • Remaining slots 84–86 rated

Always check the live cheapest-by-rating on popular community databases (for example, Futbin or Futwiz) to see which rating band is currently the best value. Sometimes a 91 rated card might cost only slightly more than an 89, making it far more efficient.

2. Smart Use of TOTW, TOTS & Promo Fodder

The SBC may require at least one or two special cards. Here is how to keep that cheap:

  • Use untradeable TOTW/TOTS from champs and rivals rewards first
  • Buy the cheapest special card at the required rating, not the one from a hyped league
  • Check lightning round times; special fodder often dips during heavy pack supply

Avoid throwing meta-usable TOTS or Icon cards into this SBC unless you have duplicates. Always compare the value of the card in your squad versus its value as plain fodder.

3. Example Template Builds (Concept-Only)

Below are concept templates you can reproduce with any league or nation, purely optimized for rating and price. Replace with whatever is currently the cheapest on the market.

  • 89-rated Squad Template: GK 91, CB 90, CB 90, LB 88, RB 88, CM 87, CM 87, CAM 86, LW 86, RW 86, ST 84–86 TOTW
  • 88-rated Squad Template: GK 90, CB 88, CB 88, LB 87, RB 87, CM 86, CM 86, CAM 85, LW 85, RW 85, ST 84–85 special

These structures are just starting points. You may adjust them if you have many untradeable 84s or several 92+ cards to bring the average rating down.

How to Get SBC Fodder Cheaply

Completing the 89+ Encore Icon Upgrade SBC for the absolute minimum cost is all about how you obtain your fodder. Here are proven methods to stack high-rated cards without draining your wallet.

1. Grind Objectives, Milestones & Moments

Every cycle, EA adds themed objectives, season passes, and milestones that hand out high-rated packs and player picks. Prioritize:

  • Season progress packs (usually 83+ x10, 84+ packs, etc.)
  • Weekend League and Rivals ranks that guarantee 84+ picks or packs
  • Friendly-based objectives that reward untradeable 85+ players

Even if those packs are untradeable, they are perfect fodder for Icon SBCs. You are effectively lowering the real coin cost of the SBC with your playtime.

2. Use Upgrade SBCs Efficiently

Upgrade SBCs like 80+ Player Picks or 82+ x10 packs are powerful tools when the market is inflated. Convert low-rated untradeables into higher-rated fodder by:

  • Putting duplicate 81–83s into repeatable upgrades
  • Saving packs for times when promo teams are in packs (more supply and more high-rated cards)
  • Avoid over-grinding upgrades if gold cards are very cheap to buy – compare cost per rating

This method is especially effective near the end-game, when your club is full of low-rated duplicates that you do not use.

3. Buy Fodder at the Right Time

Even with solid pack luck, you will still need to buy some cards from the transfer market. To keep costs low:

  • Buy fodder during lightning rounds or when new promo teams drop
  • Target specific ratings (e.g., 84, 87, 90) rather than specific players
  • Use popular community sites to check live price trends of the cheapest cards by rating

Price fluctuations can be huge. Buying your 90+ fodder an hour earlier or later can be the difference between overspending and completing the SBC for 20–30% less.

Using ItemD2R to Save Time & Build Better Squads

Not every player has the time to sit on the market, grind rivals, or play every Weekend League. Many players simply want to enjoy trying new Icons, building creative lineups, and playing with legends without spending hours trading. That is where third-party coin solutions come into play.

ItemD2R.com is a long-running game service platform that focuses on helping players speed up the grind in multiple titles. For EA FC / FIFA-style modes, it provides safe and fast ways to boost your in-game budget so you can complete expensive SBCs like the 89+ Encore Icon Upgrade without destroying your club.

If you are looking for fifa coins cheapest solutions, ItemD2R offers highly competitive prices with professional customer support and multiple secure delivery methods. This lets you focus on squad building and gameplay instead of watching price graphs all day.

Console players are not left out either. If you are planning ahead for the next cycle and want to give yourself a strong start in Ultimate Team, you can also pick up fc 26 coins xbox at favorable rates. With a larger coin balance early on, you can take advantage of market dips, invest in meta cards, and complete key SBCs much earlier than most players.

ItemD2R’s advantage is that it understands how time-sensitive SBCs are. When a high-value challenge like the 89+ Encore Icon Upgrade appears, fodder prices spike quickly. Having coins ready allows you to buy what you need during the first wave, before prices climb too high. For players who work or study full-time, this can be the difference between hitting the SBC at the sweet spot or missing it entirely.

Of course, you should always follow EA’s terms and make informed decisions, but for many committed players, using a reputable platform like ItemD2R is a practical way to keep up with the content pace, experiment with more squads, and enjoy the game to its fullest without turning it into a second job.

Market Timing, Sniping & Trading Tips

If you prefer to earn your coins in-game, you can still dramatically reduce the effective price of the SBC by trading smartly. Use the following techniques to generate profit around the SBC window.

1. Buy Before the Hype, Sell Into the Hype

Whenever a big Icon SBC is leaked or expected, savvy traders start buying fodder in advance. You can:

  • Pick up cheap 84–88 rated players during supply periods
  • Hold them until the SBC drops and demand spikes
  • Sell for a profit, then use the profit to fund your own SBC attempt

This way, even if the raw cost of the SBC is 500–800k, your actual out-of-pocket cost is much lower because you made coins from trading.

2. Sniping Filters for Fodder

Sniping is especially effective when prices are volatile. Create simple filters like:

  • Gold Rare 87+, nation: any, league: any, maximum buy now slightly under the cheapest 87 on the market
  • Special cards 84–86, league-specific (for example, Premier League or La Liga) with a max price just below current fodder value

Refresh the market, buy any undercut, and instantly relist for the regular price. When SBC demand is high, cards sell quickly, making short-term flips very efficient.

3. Lazy Listing During Peak Hours

Many players overpay during busy hours because they buy the first card they see. Lazy listing takes advantage of this behavior:

  • List your fodder 5–10% above the lowest buy now price
  • Repeat during peak times (evenings, especially on SBC release days)
  • Re-list several times; eventually impatient buyers will pick your card

The extra coins you earn from lazy listing help offset the cost of hitting big SBCs like the 89+ Encore Icon Upgrade.

Is the 89+ Encore Icon Upgrade SBC Worth It?

Whether this SBC is worth doing depends on your expectations, club situation, and playstyle.

1. When You Should Complete It

  • Your club is stacked with untradeable 87+ fodder from rewards
  • You enjoy experimenting with different Icons and fun squads
  • You can complete the SBC using mostly untradeables plus a small coin top-up
  • You are near the end of the game cycle and want to use your fodder before the next edition

In these situations, the SBC is a great way to turn unused fodder into a potentially game-changing card.

2. When You Should Probably Skip It

  • You need coins to build a meta squad for Weekend League
  • Your club is empty, and you would have to buy almost everything from the market
  • You already own multiple top-tier Icons in your key positions
  • You are easily frustrated by RNG and pack luck

In these cases, it may be smarter to invest your coins in known meta players or upcoming promos instead of a single random Icon pull.

FAQ: 89+ Encore Icon Upgrade SBC

1. How many times can I complete the 89+ Encore Icon Upgrade SBC?

EA often limits this SBC to a specific number of completions (for example, 1–3 times) or sets a refresh timer. Always check the in-game SBC tab for the current attempt limit before you start using your fodder.

2. Can I pack any Icon from this SBC?

Typically, the SBC is restricted to certain Icon versions (Prime, World Cup, special campaigns) and has an 89+ overall rating filter. Some low-rated Icons are excluded. The detailed pool is usually not fully published, but community pack data gives a good idea of who is in packs.

3. How can I reduce the cost if my club is empty?

If your club is empty, your options are:

  • Grind gameplay rewards, objectives and upgrade SBCs
  • Trade actively around fodder and promo cards
  • Consider external help by purchasing coins via fifa coins cheapest offers on ItemD2R if you value your time more than menu grinding

The best approach is usually a combination of in-game grinding and smart coin usage so that you never overpay for fodder.

4. Should I wait for a better Icon SBC?

Near the end of the cycle, EA often releases multiple Icon or Hero upgrade SBCs. If your club is limited, compare the requirements and potential rewards. Sometimes a specific Icon pick SBC (for example, 92+ Attacker or Midfielder pick) can be more suitable for your squad needs than a broad 89+ Encore pack.

By following the strategies in this guide—stacking fodder efficiently, buying at the right times, leveraging trading opportunities, and, if you choose, boosting your budget through services like ItemD2R—you can approach the 89+ Encore Icon Upgrade SBC in the cheapest, most efficient way possible and give yourself the best chance of pulling a true legend for your Ultimate Team.