The 89+ Encore Icon Upgrade SBC is one of the most attractive late-cycle squad building challenges in EA Sports FC / FIFA-style Ultimate Team modes. It lets you exchange high-rated squads for a guaranteed 89+ rated Icon from a broad selection of past Icon campaigns (Prime, World Cup, Trophy Titans, etc., depending on the cycle).
Because Icons are still among the most fun and nostalgic cards in the game, this SBC is extremely popular. However, it is also expensive. If you complete it without a plan, you can easily burn through your entire club and most of your coins in a few minutes.
This guide focuses on the cheapest possible way to complete the 89+ Encore Icon Upgrade SBC while maintaining strong squad depth. You will find practical fodder tips, recommended rating combinations, and smart coin-saving strategies that work whether you are a casual player or a hardcore trader.
Exact requirements may slightly change between cycles or promos, but the 89+ Encore Icon Upgrade SBC typically asks for:
Because you cannot pack low-rated Icons from this SBC (for example, 85–87), the floor is relatively high. Still, you could hit an Icon that does not fit your team or the current meta. That is why it is crucial to reduce your effective cost as much as possible.
Think of this SBC as a high-risk, high-reward lottery with nostalgia baked in. The smarter your fodder management, the better your chance of walking away with a big win instead of an empty club.
There is no single "universal" squad solution, because prices fluctuate constantly. Instead, you need a framework to build the cheapest possible squads with the cards you have. Use the patterns below and adapt them to current market prices on your platform.
For an 88 or 89-rated squad, the most cost-efficient approach is usually:
Example structure for an 89-rated squad:
Always check the live cheapest-by-rating on popular community databases (for example, Futbin or Futwiz) to see which rating band is currently the best value. Sometimes a 91 rated card might cost only slightly more than an 89, making it far more efficient.
The SBC may require at least one or two special cards. Here is how to keep that cheap:
Avoid throwing meta-usable TOTS or Icon cards into this SBC unless you have duplicates. Always compare the value of the card in your squad versus its value as plain fodder.
Below are concept templates you can reproduce with any league or nation, purely optimized for rating and price. Replace with whatever is currently the cheapest on the market.
These structures are just starting points. You may adjust them if you have many untradeable 84s or several 92+ cards to bring the average rating down.
Completing the 89+ Encore Icon Upgrade SBC for the absolute minimum cost is all about how you obtain your fodder. Here are proven methods to stack high-rated cards without draining your wallet.
Every cycle, EA adds themed objectives, season passes, and milestones that hand out high-rated packs and player picks. Prioritize:
Even if those packs are untradeable, they are perfect fodder for Icon SBCs. You are effectively lowering the real coin cost of the SBC with your playtime.
Upgrade SBCs like 80+ Player Picks or 82+ x10 packs are powerful tools when the market is inflated. Convert low-rated untradeables into higher-rated fodder by:
This method is especially effective near the end-game, when your club is full of low-rated duplicates that you do not use.
Even with solid pack luck, you will still need to buy some cards from the transfer market. To keep costs low:
Price fluctuations can be huge. Buying your 90+ fodder an hour earlier or later can be the difference between overspending and completing the SBC for 20–30% less.
Not every player has the time to sit on the market, grind rivals, or play every Weekend League. Many players simply want to enjoy trying new Icons, building creative lineups, and playing with legends without spending hours trading. That is where third-party coin solutions come into play.
ItemD2R.com is a long-running game service platform that focuses on helping players speed up the grind in multiple titles. For EA FC / FIFA-style modes, it provides safe and fast ways to boost your in-game budget so you can complete expensive SBCs like the 89+ Encore Icon Upgrade without destroying your club.
If you are looking for fifa coins cheapest solutions, ItemD2R offers highly competitive prices with professional customer support and multiple secure delivery methods. This lets you focus on squad building and gameplay instead of watching price graphs all day.
Console players are not left out either. If you are planning ahead for the next cycle and want to give yourself a strong start in Ultimate Team, you can also pick up fc 26 coins xbox at favorable rates. With a larger coin balance early on, you can take advantage of market dips, invest in meta cards, and complete key SBCs much earlier than most players.
ItemD2R’s advantage is that it understands how time-sensitive SBCs are. When a high-value challenge like the 89+ Encore Icon Upgrade appears, fodder prices spike quickly. Having coins ready allows you to buy what you need during the first wave, before prices climb too high. For players who work or study full-time, this can be the difference between hitting the SBC at the sweet spot or missing it entirely.
Of course, you should always follow EA’s terms and make informed decisions, but for many committed players, using a reputable platform like ItemD2R is a practical way to keep up with the content pace, experiment with more squads, and enjoy the game to its fullest without turning it into a second job.
If you prefer to earn your coins in-game, you can still dramatically reduce the effective price of the SBC by trading smartly. Use the following techniques to generate profit around the SBC window.
Whenever a big Icon SBC is leaked or expected, savvy traders start buying fodder in advance. You can:
This way, even if the raw cost of the SBC is 500–800k, your actual out-of-pocket cost is much lower because you made coins from trading.
Sniping is especially effective when prices are volatile. Create simple filters like:
Refresh the market, buy any undercut, and instantly relist for the regular price. When SBC demand is high, cards sell quickly, making short-term flips very efficient.
Many players overpay during busy hours because they buy the first card they see. Lazy listing takes advantage of this behavior:
The extra coins you earn from lazy listing help offset the cost of hitting big SBCs like the 89+ Encore Icon Upgrade.
Whether this SBC is worth doing depends on your expectations, club situation, and playstyle.
In these situations, the SBC is a great way to turn unused fodder into a potentially game-changing card.
In these cases, it may be smarter to invest your coins in known meta players or upcoming promos instead of a single random Icon pull.
EA often limits this SBC to a specific number of completions (for example, 1–3 times) or sets a refresh timer. Always check the in-game SBC tab for the current attempt limit before you start using your fodder.
Typically, the SBC is restricted to certain Icon versions (Prime, World Cup, special campaigns) and has an 89+ overall rating filter. Some low-rated Icons are excluded. The detailed pool is usually not fully published, but community pack data gives a good idea of who is in packs.
If your club is empty, your options are:
The best approach is usually a combination of in-game grinding and smart coin usage so that you never overpay for fodder.
Near the end of the cycle, EA often releases multiple Icon or Hero upgrade SBCs. If your club is limited, compare the requirements and potential rewards. Sometimes a specific Icon pick SBC (for example, 92+ Attacker or Midfielder pick) can be more suitable for your squad needs than a broad 89+ Encore pack.
By following the strategies in this guide—stacking fodder efficiently, buying at the right times, leveraging trading opportunities, and, if you choose, boosting your budget through services like ItemD2R—you can approach the 89+ Encore Icon Upgrade SBC in the cheapest, most efficient way possible and give yourself the best chance of pulling a true legend for your Ultimate Team.